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Credit Repair 
With Financial 180 Group, it’s as easy as 1-2-3! Are you tired of spending all of your time looking for a loan, trying to buy a car, or even get a credit card, but you don’t have the credit score you need? You are not alone. Financial 180 Group can help! At Financial 180 we specialize in removing negative items off of your credit reports. Information contained in your credit report must be reported based on the Fair Credit Reporting Act (FCRA). If the information isn’t accurate it must be deleted. As a result of this, your credit score will rise. Fact: 79% of all Americans have errors in their credit reports which can cost thousands of dollars in unnecessarily high interest rates. Guaranteed Savings and Results! How does it work? 
Credit Repair is not as difficult as it sounds. You can do it yourself. Although, unless you know who to contact or what to say to them, you most likely won’t get the results you’re looking for. In order to put something on your credit report, your creditors must follow a law called the Fair Credit Reporting Act (FCRA). This law was passed in 1977 to protect peoples’ rights a d make sure that all the information being reported to the credit bureaus is accurate. If the creditors do not follow this law when they report information about you they may be liable for a major lawsuit. What we do is make sure that the creditors follow this law and protected your rights when reporting negative information about you. If the creditors do not follow this law correctly, they must change the information or a lawsuit can be filed. It doesn’t cost the creditors anything to delete this information off your credit report, although if brought to court it could cost them thousands of dollars, if not more. Whether or not you missed a car payment, filed bankruptcy or anything along those lines, it isn’t an issue. What is important is that the creditors reported it correctly according to the FCRA. If it wasn’t reported correctly then it must be removed! Late Payments and Credit Repair A 30 day or 60 day late payment will most likely not have a serious effect on your credit. Most of the time, your accounts will recover after making some payments on time on the account and make it so your account is no longer past due. Although, after being 90 days or three months late on your payments, it can result in a serious negative mark on your credit report. When the credit scoring system was developed, it was meant to help develop predict your credit risk. Because a 90 day late payment is determined to be a good indicator of how you are going to treat your future payments, a single 90 late payment will effect your credit drastically. Financial 180 Group's president and founder, Rob Goldstein, has co-authored 2 books on credit repair. He has also provided over 100 seminars to the public, groups, businesses, and organizations, free of charge to help people understand credit reports and and consumer's rights. He has also provided services for over a dozen other companies in the debt settlement industry, for their clients, as well servicing the owners' credit reports. So why chose anyone else?
We will help you understand your credit report free of charge. do you know what a FICO score is?? how the scores are determined? How to increase the scores? what score you need for better loans? At Financial 180 Group, we will explain all this and more, free of charge
Credit repair programs
Silver Program
Mortgage loan program
For clients who are working on a mortgage loan, and needs their credit upgraded in order to qualify for a loan..We offer the following special price.
$250 for starting the credit work, and an additional $500 payable from escrow or loans proceeds, or other payment, if and when you qualify for a loan.. We will do two rounds of work for this special fee. and, in the event you do not qualify for the loan, you owe nothing more. If the work is for a couple, the fee is increased 50% to cover your spouse.
Bronze Program
Credit repair by the round
For clients who want to work on their credit as it is convenient for them, without any commitment to any programs.
The base price is $250 to start a file and $12 per entry, per report. In the case of the work involving a couple, the spouse will pay 50% additional
Gold Program
For clients wishing to work on their credit as a project, we offer a 1 year price, which will include as many disputes necessary...(usually 4 times is the maximum per year to be effective), price is $299 down, and monthly payments (from checking or credit card) of $39 per month, for 12 months. Price includes protection for identity theft. add 50% for spouse.
Discount to $695 if prepaid.
Platinum Program
Credit 700 plus
For those who are dedicated to getting their credit scores to 700 plus..
Same program as above, with continued services until you reach the 700 score..
price is $399 down, and 12 payments of $55.. add 50% for spouse... or $895 if prepaid
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